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But I Already Have Life Insurance Coverage

Insurance Policies. Part 1

If you already have life insurance coverage, it’s important to review your policy periodically to ensure it still meets your needs, and more importantly that you are not paying too much.

Certain life events, such as getting married or having a child, should prompt a review of your current policy as well. You should always make sure that your beneficiary details are correct and make any necessary changes. It’s also a good idea to review your policy annually, even if there hasn’t been any major life events.

There are many different reasons why you may want to review your life insurance policy. Some of the more common reasons include: recently getting married, recently separating or divorcing, expecting or adopting a child or grandchild, purchasing a new home or refinancing an existing one, providing care for a parent or other relative, starting or stopping a business, or retiring. Additionally, if you have children who are preparing to or have completed college, this is a great time to review your life insurance policy.

The fact is, everyone should evaluate their life insurance policies annually! Not only can this help ensure that your policy still meets your needs, but you may even save money on your premiums. It’s important to make sure that your policy is up to date and reflects your current life situation. So remember to review your policy each year for your peace of mind and financial security.

These are just a few of the reasons it may be time to review your life insurance coverage:
• Recently married;
• Recently separated or divorced;
• Expecting or adopting a child or grandchild;
• Purchased a new home or refinanced your existing home;
• You now provide care for a parent or other relative;
• Started or stopped your own business, or added a partner;
• You or your spouse has retired or are planning to retire;
• Your children are about to commence or have completed college

The Fact is, everyone should evaluate their Life Insurance Policies annually! Not only for the few reasons listed above. You might even save on your premiums as well!

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